Sanford Individual Simplicity $1,750 — full price in Potter County, South Dakota (2026)
Sanford Individual Simplicity $1,750 (31195SD0110001), a gold plan from Sanford Health Plan in Potter County, South Dakota, costs $768.50/month full price for a 40-year-old in 2026 — $1632.00 at 60, with a $1,750 deductible and $9,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 31195SD0110001 · Issuer: Sanford Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $601.33 |
| 27 | $630.19 |
| 30 | $682.51 |
| 40 | $768.50 |
| 50 | $1073.97 |
| 60 | $1632.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,750
- Family deductible: $3,500
- Individual out-of-pocket max: $9,000
- Family out-of-pocket max: $18,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $708.76/mo. This plan is $768.50/mo at 40 — a difference of $59.74/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Potter County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Gold Traditional EPO | Wellmark of South Dakota, Inc. | $704.44 |
| Wellmark Standard Gold EPO | Wellmark of South Dakota, Inc. | $717.03 |
| Sanford Individual Simplicity Standardized $2,000 | Sanford Health Plan | $742.53 |
| ConnectPlus $1800 | Avera Health Plans | $746.57 |
| ConnectPlus Standard $2000 | Avera Health Plans | $759.13 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 31195SD0110001 in FIPS 46107.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Potter County
Reviewed by Jason Burns, Editorial Steward.