Sanford Individual Simplicity Standardized $2,000 — full price in Perkins County, South Dakota (2026)
Sanford Individual Simplicity Standardized $2,000 (31195SD0110018), a gold plan from Sanford Health Plan in Perkins County, South Dakota, costs $902.11/month full price for a 40-year-old in 2026 — $1915.75 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 31195SD0110018 · Issuer: Sanford Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $705.88 |
| 27 | $739.76 |
| 30 | $801.17 |
| 40 | $902.11 |
| 50 | $1260.70 |
| 60 | $1915.75 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $774.01/mo. This plan is $902.11/mo at 40 — a difference of $128.10/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Perkins County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Gold Traditional EPO | Wellmark of South Dakota, Inc. | $740.44 |
| Wellmark Standard Gold EPO | Wellmark of South Dakota, Inc. | $753.67 |
| ConnectPlus $1800 | Avera Health Plans | $833.23 |
| ConnectPlus Standard $2000 | Avera Health Plans | $847.26 |
| ConnectPlus MyWeighForward $2000 | Avera Health Plans | $871.83 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 31195SD0110018 in FIPS 46105.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Perkins County
Reviewed by Jason Burns, Editorial Steward.