Sanford Individual TRUE $1,750 — full price in Minnehaha County, South Dakota (2026)
Sanford Individual TRUE $1,750 (31195SD0080018), a gold plan from Sanford Health Plan in Minnehaha County, South Dakota, costs $575.08/month full price for a 40-year-old in 2026 — $1221.25 at 60, with a $1,750 deductible and $9,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 31195SD0080018 · Issuer: Sanford Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $449.99 |
| 27 | $471.59 |
| 30 | $510.73 |
| 40 | $575.08 |
| 50 | $803.67 |
| 60 | $1221.25 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,750
- Family deductible: $3,500
- Individual out-of-pocket max: $9,000
- Family out-of-pocket max: $18,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $514.37/mo. This plan is $575.08/mo at 40 — a difference of $60.71/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Minnehaha County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Sanford Individual TRUE Standardized $2,000 | Sanford Health Plan | $558.78 |
| DirectConnect $1800 | Avera Health Plans | $579.14 |
| DirectConnect Standard $2000 | Avera Health Plans | $583.13 |
| DirectConnect MyWeighForward $2000 | Avera Health Plans | $599.71 |
| DirectConnect $0 Gold | Avera Health Plans | $604.74 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 31195SD0080018 in FIPS 46099.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Minnehaha County
Reviewed by Jason Burns, Editorial Steward.