Sanford Individual Simplicity Standardized $6,000 — full price in Meade County, South Dakota (2026)

Sanford Individual Simplicity Standardized $6,000 (31195SD0110017), a silver plan from Sanford Health Plan in Meade County, South Dakota, costs $825.21/month full price for a 40-year-old in 2026 — $1752.44 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.

HIOS plan ID: 31195SD0110017 · Issuer: Sanford Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Full-price premium by age (2026)

AgeMonthly premium
21$645.71
27$676.70
30$732.88
40$825.21
50$1153.23
60$1752.44

Deductibles & out-of-pocket max (2026)

  • Individual deductible: $6,000
  • Family deductible: $12,000
  • Individual out-of-pocket max: $8,900
  • Family out-of-pocket max: $17,800

Vs. county benchmark

The county benchmark silver premium for a 40-year-old is $774.01/mo. This plan is $825.21/mo at 40 — a difference of $51.20/mo.

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.

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Other silver plans in Meade County

PlanIssuerPremium @ 40
Wellmark Silver Traditional EPOWellmark of South Dakota, Inc.$760.94
Wellmark Standard Silver EPOWellmark of South Dakota, Inc.$774.01
ConnectPlus Standard $6000Avera Health Plans$803.46
ConnectPlus $4500Avera Health Plans$815.54
ConnectPlus MyWeighForward $6000Avera Health Plans$826.57

Sources

← All plans and costs in Meade County

Reviewed by Jason Burns, Editorial Steward.

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