Wellmark Standard Gold EPO — full price in McCook County, South Dakota (2026)
Wellmark Standard Gold EPO (50305SD0310014), a gold plan from Wellmark of South Dakota, Inc. in McCook County, South Dakota, costs $682.32/month full price for a 40-year-old in 2026 — $1448.99 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 50305SD0310014 · Issuer: Wellmark of South Dakota, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $533.90 |
| 27 | $559.52 |
| 30 | $605.97 |
| 40 | $682.32 |
| 50 | $953.54 |
| 60 | $1448.99 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $514.37/mo. This plan is $682.32/mo at 40 — a difference of $167.95/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in McCook County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| DirectConnect $1800 | Avera Health Plans | $579.14 |
| DirectConnect Standard $2000 | Avera Health Plans | $583.13 |
| DirectConnect MyWeighForward $2000 | Avera Health Plans | $599.71 |
| DirectConnect $0 Gold | Avera Health Plans | $604.74 |
| Wellmark Gold Traditional EPO | Wellmark of South Dakota, Inc. | $670.34 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 50305SD0310014 in FIPS 46087.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in McCook County
Reviewed by Jason Burns, Editorial Steward.