DirectConnect $1800 — full price in Hutchinson County, South Dakota (2026)
DirectConnect $1800 (60536SD0060022), a gold plan from Avera Health Plans in Hutchinson County, South Dakota, costs $602.38/month full price for a 40-year-old in 2026 — $1279.24 at 60, with a $1,800 deductible and $9,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 60536SD0060022 · Issuer: Avera Health Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $471.36 |
| 27 | $493.97 |
| 30 | $534.98 |
| 40 | $602.38 |
| 50 | $841.83 |
| 60 | $1279.24 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,800
- Family deductible: $3,600
- Individual out-of-pocket max: $9,000
- Family out-of-pocket max: $18,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $535.01/mo. This plan is $602.38/mo at 40 — a difference of $67.37/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Hutchinson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| DirectConnect Standard $2000 | Avera Health Plans | $606.52 |
| DirectConnect MyWeighForward $2000 | Avera Health Plans | $623.77 |
| DirectConnect $0 Gold | Avera Health Plans | $629.01 |
| ConnectPlus $1800 | Avera Health Plans | $739.73 |
| ConnectPlus Standard $2000 | Avera Health Plans | $752.18 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 60536SD0060022 in FIPS 46067.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hutchinson County
Reviewed by Jason Burns, Editorial Steward.