DirectConnect $0 Gold — full price in Hanson County, South Dakota (2026)
DirectConnect $0 Gold (60536SD0060030), a gold plan from Avera Health Plans in Hanson County, South Dakota, costs $629.01/month full price for a 40-year-old in 2026 — $1335.78 at 60, with a $0 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 60536SD0060030 · Issuer: Avera Health Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $492.19 |
| 27 | $515.80 |
| 30 | $558.62 |
| 40 | $629.01 |
| 50 | $879.04 |
| 60 | $1335.78 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $535.01/mo. This plan is $629.01/mo at 40 — a difference of $94.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Hanson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| DirectConnect $1800 | Avera Health Plans | $602.38 |
| DirectConnect Standard $2000 | Avera Health Plans | $606.52 |
| DirectConnect MyWeighForward $2000 | Avera Health Plans | $623.77 |
| ConnectPlus $1800 | Avera Health Plans | $739.73 |
| ConnectPlus Standard $2000 | Avera Health Plans | $752.18 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 60536SD0060030 in FIPS 46061.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hanson County
Reviewed by Jason Burns, Editorial Steward.