ConnectPlus $0 Gold — full price in Brown County, South Dakota (2026)
ConnectPlus $0 Gold (60536SD0020072), a gold plan from Avera Health Plans in Brown County, South Dakota, costs $787.38/month full price for a 40-year-old in 2026 — $1672.10 at 60, with a $0 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 60536SD0020072 · Issuer: Avera Health Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $616.11 |
| 27 | $645.67 |
| 30 | $699.27 |
| 40 | $787.38 |
| 50 | $1100.36 |
| 60 | $1672.10 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $537.34/mo. This plan is $787.38/mo at 40 — a difference of $250.04/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Brown County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Sanford Individual TRUE Standardized $2,000 | Sanford Health Plan | $571.75 |
| Sanford Individual TRUE $1,750 | Sanford Health Plan | $588.43 |
| DirectConnect $1800 | Avera Health Plans | $607.95 |
| DirectConnect Standard $2000 | Avera Health Plans | $612.13 |
| DirectConnect MyWeighForward $2000 | Avera Health Plans | $629.53 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 60536SD0020072 in FIPS 46013.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Brown County
Reviewed by Jason Burns, Editorial Steward.