ConnectPlus $10,600 HSA Eligible HDHP — full price in Beadle County, South Dakota (2026)
ConnectPlus $10,600 HSA Eligible HDHP (60536SD0020018), a catastrophic plan from Avera Health Plans in Beadle County, South Dakota, costs $405.44/month full price for a 40-year-old in 2026 — $861.00 at 60, with a $10,600 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 60536SD0020018 · Issuer: Avera Health Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $317.25 |
| 27 | $332.47 |
| 30 | $360.07 |
| 40 | $405.44 |
| 50 | $566.60 |
| 60 | $861.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $10,600
- Family deductible: $21,200
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $708.76/mo. This plan is $405.44/mo at 40 — a difference of $-303.32/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other catastrophic plans in Beadle County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Sanford Individual Simplicity $10,600 | Sanford Health Plan | $386.21 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 60536SD0020018 in FIPS 46005.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Beadle County
Reviewed by Jason Burns, Editorial Steward.