BlueEssentials Silver 40 — full price in Union County, South Carolina (2026)
BlueEssentials Silver 40 (26065SC0380052), a silver plan from BlueCross BlueShield of South Carolina in Union County, South Carolina, costs $686.65/month full price for a 40-year-old in 2026 — $1458.20 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 26065SC0380052 · Issuer: BlueCross BlueShield of South Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $537.29 |
| 27 | $563.08 |
| 30 | $609.82 |
| 40 | $686.65 |
| 50 | $959.60 |
| 60 | $1458.20 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $643.63/mo. This plan is $686.65/mo at 40 — a difference of $43.02/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Union County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| First Choice Next Silver Signature | First Choice Next | $640.74 |
| First Choice Next Silver Essential | First Choice Next | $643.63 |
| First Choice Next Silver Premier | First Choice Next | $645.65 |
| BlueEssentials Silver 14 | BlueCross BlueShield of South Carolina | $671.32 |
| BlueEssentials Silver 14 + Adult Vision | BlueCross BlueShield of South Carolina | $673.06 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 26065SC0380052 in FIPS 45087.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Union County
Reviewed by Jason Burns, Editorial Steward.