InHealth Basic 2 — full price in Spartanburg County, South Carolina (2026)
InHealth Basic 2 (33863SC0010003), a silver plan from InStil Health in Spartanburg County, South Carolina, costs $662.55/month full price for a 40-year-old in 2026 — $1407.01 at 60, with a $5,300 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33863SC0010003 · Issuer: InStil Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $518.43 |
| 27 | $543.31 |
| 30 | $588.41 |
| 40 | $662.55 |
| 50 | $925.91 |
| 60 | $1407.01 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,300
- Family deductible: $10,600
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $641.58/mo. This plan is $662.55/mo at 40 — a difference of $20.97/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Spartanburg County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| First Choice Next Silver Signature | First Choice Next | $640.74 |
| InHealth Basic 1 | InStil Health | $641.58 |
| InHealth Basic 1 + Adult Vision | InStil Health | $643.39 |
| First Choice Next Silver Essential | First Choice Next | $643.63 |
| First Choice Next Silver Premier | First Choice Next | $645.65 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33863SC0010003 in FIPS 45083.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Spartanburg County
Reviewed by Jason Burns, Editorial Steward.