BlueEssentials Gold 1 — full price in Spartanburg County, South Carolina (2026)
BlueEssentials Gold 1 (26065SC0380001), a gold plan from BlueCross BlueShield of South Carolina in Spartanburg County, South Carolina, costs $794.74/month full price for a 40-year-old in 2026 — $1687.73 at 60, with a $2,700 deductible and $5,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 26065SC0380001 · Issuer: BlueCross BlueShield of South Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $621.86 |
| 27 | $651.71 |
| 30 | $705.81 |
| 40 | $794.74 |
| 50 | $1110.64 |
| 60 | $1687.73 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,700
- Family deductible: $5,400
- Individual out-of-pocket max: $5,400
- Family out-of-pocket max: $10,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $641.58/mo. This plan is $794.74/mo at 40 — a difference of $153.16/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Spartanburg County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| InHealth Basic Plus Standard | InStil Health | $700.67 |
| First Choice Next Gold Signature | First Choice Next | $723.35 |
| First Choice Next Gold Premier | First Choice Next | $742.77 |
| BlueEssentials Gold 5 | BlueCross BlueShield of South Carolina | $756.88 |
| Standard Gold | Ambetter from Absolute Total Care | $777.26 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 26065SC0380001 in FIPS 45083.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Spartanburg County
Reviewed by Jason Burns, Editorial Steward.