UHC Gold Copay Focus $0 Indiv Med Ded — full price in Saluda County, South Carolina (2026)
UHC Gold Copay Focus $0 Indiv Med Ded (33764SC0030003), a gold plan from UnitedHealthcare in Saluda County, South Carolina, costs $800.46/month full price for a 40-year-old in 2026 — $1699.87 at 60, with a $0 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33764SC0030003 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $626.33 |
| 27 | $656.40 |
| 30 | $710.89 |
| 40 | $800.46 |
| 50 | $1118.63 |
| 60 | $1699.87 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $570.70/mo. This plan is $800.46/mo at 40 — a difference of $229.76/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Saluda County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Absolute Total Care | $590.10 |
| Molina Gold Core 1640 | Molina Healthcare | $603.70 |
| Molina Gold Core 1640 Plus with Adult Vision | Molina Healthcare | $607.67 |
| Molina Gold Value | Molina Healthcare | $608.99 |
| BlueEssentials Gold 5 | BlueCross BlueShield of South Carolina | $610.07 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33764SC0030003 in FIPS 45081.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Saluda County
Reviewed by Jason Burns, Editorial Steward.