Blue Congaree Bronze 1 — full price in Richland County, South Carolina (2026)
Blue Congaree Bronze 1 (26065SC0720004), a expanded bronze plan from BlueCross BlueShield of South Carolina in Richland County, South Carolina, costs $403.71/month full price for a 40-year-old in 2026 — $857.33 at 60, with a $7,900 deductible and $9,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 26065SC0720004 · Issuer: BlueCross BlueShield of South Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $315.89 |
| 27 | $331.05 |
| 30 | $358.54 |
| 40 | $403.71 |
| 50 | $564.18 |
| 60 | $857.33 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,900
- Family deductible: $15,800
- Individual out-of-pocket max: $9,500
- Family out-of-pocket max: $19,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $571.13/mo. This plan is $403.71/mo at 40 — a difference of $-167.42/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Richland County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Congaree Standard Expanded Bronze | BlueCross BlueShield of South Carolina | $400.82 |
| Blue VirtuConnect Bronze 1 | BlueCross BlueShield of South Carolina | $473.51 |
| BlueEssentials Standard Expanded Bronze | BlueCross BlueShield of South Carolina | $482.33 |
| BlueEssentials Bronze 4 | BlueCross BlueShield of South Carolina | $482.49 |
| Everyday Bronze | Ambetter from Absolute Total Care | $489.67 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 26065SC0720004 in FIPS 45079.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Richland County
Reviewed by Jason Burns, Editorial Steward.