BlueEssentials Silver 40 — full price in Lexington County, South Carolina (2026)
BlueEssentials Silver 40 (26065SC0380052), a silver plan from BlueCross BlueShield of South Carolina in Lexington County, South Carolina, costs $731.36/month full price for a 40-year-old in 2026 — $1553.13 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 26065SC0380052 · Issuer: BlueCross BlueShield of South Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $572.27 |
| 27 | $599.74 |
| 30 | $649.52 |
| 40 | $731.36 |
| 50 | $1022.07 |
| 60 | $1553.13 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $593.49/mo. This plan is $731.36/mo at 40 — a difference of $137.87/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Lexington County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Congaree Silver 2 | BlueCross BlueShield of South Carolina | $591.64 |
| Blue Congaree Silver 2 + Adult Vision | BlueCross BlueShield of South Carolina | $593.49 |
| Blue Congaree Silver 1 | BlueCross BlueShield of South Carolina | $595.51 |
| Blue Congaree Standard Silver | BlueCross BlueShield of South Carolina | $604.82 |
| Standard Silver | Ambetter from Absolute Total Care | $630.72 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 26065SC0380052 in FIPS 45063.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lexington County
Reviewed by Jason Burns, Editorial Steward.