BlueEssentials Gold 5 — full price in Lancaster County, South Carolina (2026)
BlueEssentials Gold 5 (26065SC0380048), a gold plan from BlueCross BlueShield of South Carolina in Lancaster County, South Carolina, costs $750.41/month full price for a 40-year-old in 2026 — $1593.60 at 60, with a $250 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 26065SC0380048 · Issuer: BlueCross BlueShield of South Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $587.18 |
| 27 | $615.36 |
| 30 | $666.45 |
| 40 | $750.41 |
| 50 | $1048.70 |
| 60 | $1593.60 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $250
- Family deductible: $500
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $604.62/mo. This plan is $750.41/mo at 40 — a difference of $145.79/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Lancaster County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Molina Gold Core 1640 | Molina Healthcare | $617.01 |
| Molina Gold Core 1640 Plus with Adult Vision | Molina Healthcare | $621.07 |
| Molina Gold Value | Molina Healthcare | $622.42 |
| Molina Gold Value Plus with Adult Vision | Molina Healthcare | $626.48 |
| Molina Gold Standard | Molina Healthcare | $644.53 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 26065SC0380048 in FIPS 45057.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lancaster County
Reviewed by Jason Burns, Editorial Steward.