First Choice Next Silver Essential — full price in Greenville County, South Carolina (2026)
First Choice Next Silver Essential (73107SC0010008), a silver plan from First Choice Next in Greenville County, South Carolina, costs $627.59/month full price for a 40-year-old in 2026 — $1332.77 at 60, with a $6,100 deductible and $9,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73107SC0010008 · Issuer: First Choice Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $491.08 |
| 27 | $514.65 |
| 30 | $557.37 |
| 40 | $627.59 |
| 50 | $877.06 |
| 60 | $1332.77 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,100
- Family deductible: $12,200
- Individual out-of-pocket max: $9,000
- Family out-of-pocket max: $18,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $591.95/mo. This plan is $627.59/mo at 40 — a difference of $35.64/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Greenville County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Reedy Silver 2 | BlueCross BlueShield of South Carolina | $590.23 |
| Blue Reedy Silver 2 + Adult Vision | BlueCross BlueShield of South Carolina | $591.95 |
| Blue Reedy Silver 1 | BlueCross BlueShield of South Carolina | $594.10 |
| Blue Reedy Standard Silver | BlueCross BlueShield of South Carolina | $603.46 |
| First Choice Next Silver Signature | First Choice Next | $624.78 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73107SC0010008 in FIPS 45045.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Greenville County
Reviewed by Jason Burns, Editorial Steward.