BlueEssentials Gold 5 — full price in Greenville County, South Carolina (2026)
BlueEssentials Gold 5 (26065SC0380048), a gold plan from BlueCross BlueShield of South Carolina in Greenville County, South Carolina, costs $689.10/month full price for a 40-year-old in 2026 — $1463.39 at 60, with a $250 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 26065SC0380048 · Issuer: BlueCross BlueShield of South Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $539.20 |
| 27 | $565.08 |
| 30 | $611.99 |
| 40 | $689.10 |
| 50 | $963.01 |
| 60 | $1463.39 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $250
- Family deductible: $500
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $591.95/mo. This plan is $689.10/mo at 40 — a difference of $97.15/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Greenville County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Reedy Gold 1 | BlueCross BlueShield of South Carolina | $619.74 |
| Blue Reedy Standard Gold | BlueCross BlueShield of South Carolina | $643.84 |
| Standard Gold | Ambetter from Absolute Total Care | $674.68 |
| First Choice Next Gold Signature | First Choice Next | $705.33 |
| Blue VirtuConnect Gold 1 | BlueCross BlueShield of South Carolina | $712.68 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 26065SC0380048 in FIPS 45045.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Greenville County
Reviewed by Jason Burns, Editorial Steward.