BlueEssentials Silver 14 + Adult Vision — full price in Florence County, South Carolina (2026)
BlueEssentials Silver 14 + Adult Vision (26065SC0380051), a silver plan from BlueCross BlueShield of South Carolina in Florence County, South Carolina, costs $695.14/month full price for a 40-year-old in 2026 — $1476.22 at 60, with a $7,400 deductible and $9,700 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 26065SC0380051 · Issuer: BlueCross BlueShield of South Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $543.93 |
| 27 | $570.03 |
| 30 | $617.36 |
| 40 | $695.14 |
| 50 | $971.45 |
| 60 | $1476.22 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,400
- Family deductible: $14,800
- Individual out-of-pocket max: $9,700
- Family out-of-pocket max: $19,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $543.79/mo. This plan is $695.14/mo at 40 — a difference of $151.35/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Florence County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| InHealth Basic 1 | InStil Health | $542.25 |
| InHealth Basic 1 + Adult Vision | InStil Health | $543.79 |
| InHealth Basic 2 | InStil Health | $559.98 |
| InHealth Basic Standard | InStil Health | $563.20 |
| Standard Silver | Ambetter from Absolute Total Care | $570.44 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 26065SC0380051 in FIPS 45041.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Florence County
Reviewed by Jason Burns, Editorial Steward.