First Choice Next Gold Signature — full price in Chester County, South Carolina (2026)
First Choice Next Gold Signature (73107SC0010004), a gold plan from First Choice Next in Chester County, South Carolina, costs $721.48/month full price for a 40-year-old in 2026 — $1532.15 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73107SC0010004 · Issuer: First Choice Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $564.54 |
| 27 | $591.64 |
| 30 | $640.75 |
| 40 | $721.48 |
| 50 | $1008.26 |
| 60 | $1532.15 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $596.19/mo. This plan is $721.48/mo at 40 — a difference of $125.29/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Chester County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Molina Gold Core 1640 | Molina Healthcare | $616.14 |
| Standard Gold | Ambetter from Absolute Total Care | $616.46 |
| Molina Gold Core 1640 Plus with Adult Vision | Molina Healthcare | $620.20 |
| Molina Gold Value | Molina Healthcare | $621.55 |
| Molina Gold Value Plus with Adult Vision | Molina Healthcare | $625.61 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73107SC0010004 in FIPS 45023.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Chester County
Reviewed by Jason Burns, Editorial Steward.