First Choice Next Silver Signature — full price in Chester County, South Carolina (2026)
First Choice Next Silver Signature (73107SC0010003), a silver plan from First Choice Next in Chester County, South Carolina, costs $639.09/month full price for a 40-year-old in 2026 — $1357.18 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73107SC0010003 · Issuer: First Choice Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $500.07 |
| 27 | $524.07 |
| 30 | $567.58 |
| 40 | $639.09 |
| 50 | $893.12 |
| 60 | $1357.18 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $596.19/mo. This plan is $639.09/mo at 40 — a difference of $42.90/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Chester County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Absolute Total Care | $589.71 |
| Focused Silver | Ambetter from Absolute Total Care | $596.19 |
| Molina Silver Saver | Molina Healthcare | $600.20 |
| Molina Silver Standard | Molina Healthcare | $603.77 |
| Molina Silver Core | Molina Healthcare | $604.65 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73107SC0010003 in FIPS 45023.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Chester County
Reviewed by Jason Burns, Editorial Steward.