BlueEssentials Bronze 4 — full price in Chester County, South Carolina (2026)
BlueEssentials Bronze 4 (26065SC0380013), a expanded bronze plan from BlueCross BlueShield of South Carolina in Chester County, South Carolina, costs $495.86/month full price for a 40-year-old in 2026 — $1053.02 at 60, with a $7,200 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 26065SC0380013 · Issuer: BlueCross BlueShield of South Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $387.99 |
| 27 | $406.62 |
| 30 | $440.37 |
| 40 | $495.86 |
| 50 | $692.96 |
| 60 | $1053.02 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,200
- Family deductible: $14,400
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $596.19/mo. This plan is $495.86/mo at 40 — a difference of $-100.33/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Chester County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Everyday Bronze | Ambetter from Absolute Total Care | $462.42 |
| Standard Expanded Bronze | Ambetter from Absolute Total Care | $463.77 |
| Everyday Bronze + Vision + Adult Dental | Ambetter from Absolute Total Care | $477.69 |
| Blue VirtuConnect Bronze 1 | BlueCross BlueShield of South Carolina | $486.63 |
| BlueEssentials Standard Expanded Bronze | BlueCross BlueShield of South Carolina | $495.69 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 26065SC0380013 in FIPS 45023.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Chester County
Reviewed by Jason Burns, Editorial Steward.