Molina Gold Core 1640 Plus with Adult Vision — full price in Cherokee County, South Carolina (2026)
Molina Gold Core 1640 Plus with Adult Vision (42326SC0020001), a gold plan from Molina Healthcare in Cherokee County, South Carolina, costs $748.14/month full price for a 40-year-old in 2026 — $1588.78 at 60, with a $1,640 deductible and $8,100 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 42326SC0020001 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $585.40 |
| 27 | $613.50 |
| 30 | $664.43 |
| 40 | $748.14 |
| 50 | $1045.53 |
| 60 | $1588.78 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,640
- Family deductible: $3,280
- Individual out-of-pocket max: $8,100
- Family out-of-pocket max: $16,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $643.63/mo. This plan is $748.14/mo at 40 — a difference of $104.51/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Cherokee County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Absolute Total Care | $690.10 |
| BlueEssentials Gold 5 | BlueCross BlueShield of South Carolina | $702.04 |
| First Choice Next Gold Signature | First Choice Next | $723.35 |
| Blue VirtuConnect Gold 1 | BlueCross BlueShield of South Carolina | $726.06 |
| BlueEssentials Gold 1 | BlueCross BlueShield of South Carolina | $737.15 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 42326SC0020001 in FIPS 45021.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cherokee County
Reviewed by Jason Burns, Editorial Steward.