UHC Silver Standard Plus Chiro — full price in Cherokee County, South Carolina (2026)
UHC Silver Standard Plus Chiro (33764SC0070002), a silver plan from UnitedHealthcare in Cherokee County, South Carolina, costs $902.17/month full price for a 40-year-old in 2026 — $1915.88 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33764SC0070002 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $705.92 |
| 27 | $739.81 |
| 30 | $801.22 |
| 40 | $902.17 |
| 50 | $1260.78 |
| 60 | $1915.88 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $643.63/mo. This plan is $902.17/mo at 40 — a difference of $258.54/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Cherokee County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| First Choice Next Silver Signature | First Choice Next | $640.74 |
| First Choice Next Silver Essential | First Choice Next | $643.63 |
| First Choice Next Silver Premier | First Choice Next | $645.65 |
| Standard Silver | Ambetter from Absolute Total Care | $660.15 |
| Focused Silver | Ambetter from Absolute Total Care | $667.41 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33764SC0070002 in FIPS 45021.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cherokee County
Reviewed by Jason Burns, Editorial Steward.