UHC Gold Advantage+ (Dental + Vision) — full price in Cherokee County, South Carolina (2026)
UHC Gold Advantage+ (Dental + Vision) (33764SC0040005), a gold plan from UnitedHealthcare in Cherokee County, South Carolina, costs $953.53/month full price for a 40-year-old in 2026 — $2024.94 at 60, with a $1,200 deductible and $9,250 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 33764SC0040005 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $746.11 |
| 27 | $781.92 |
| 30 | $846.84 |
| 40 | $953.53 |
| 50 | $1332.55 |
| 60 | $2024.94 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,200
- Family deductible: $2,400
- Individual out-of-pocket max: $9,250
- Family out-of-pocket max: $18,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $643.63/mo. This plan is $953.53/mo at 40 — a difference of $309.90/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Cherokee County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter from Absolute Total Care | $690.10 |
| BlueEssentials Gold 5 | BlueCross BlueShield of South Carolina | $702.04 |
| First Choice Next Gold Signature | First Choice Next | $723.35 |
| Blue VirtuConnect Gold 1 | BlueCross BlueShield of South Carolina | $726.06 |
| BlueEssentials Gold 1 | BlueCross BlueShield of South Carolina | $737.15 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 33764SC0040005 in FIPS 45021.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cherokee County
Reviewed by Jason Burns, Editorial Steward.