First Choice Next Gold Premier — full price in Charleston County, South Carolina (2026)
First Choice Next Gold Premier (73107SC0010009), a gold plan from First Choice Next in Charleston County, South Carolina, costs $717.62/month full price for a 40-year-old in 2026 — $1523.94 at 60, with a $850 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73107SC0010009 · Issuer: First Choice Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $561.52 |
| 27 | $588.47 |
| 30 | $637.32 |
| 40 | $717.62 |
| 50 | $1002.86 |
| 60 | $1523.94 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $850
- Family deductible: $1,700
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $509.08/mo. This plan is $717.62/mo at 40 — a difference of $208.54/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Charleston County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Molina Gold Core 1640 | Molina Healthcare | $519.51 |
| Molina Gold Core 1640 Plus with Adult Vision | Molina Healthcare | $522.93 |
| Molina Gold Value | Molina Healthcare | $524.07 |
| Molina Gold Value Plus with Adult Vision | Molina Healthcare | $527.49 |
| Molina Gold Standard | Molina Healthcare | $542.69 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73107SC0010009 in FIPS 45019.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Charleston County
Reviewed by Jason Burns, Editorial Steward.