First Choice Next Bronze Essential — full price in Charleston County, South Carolina (2026)
First Choice Next Bronze Essential (73107SC0010001), a bronze plan from First Choice Next in Charleston County, South Carolina, costs $477.41/month full price for a 40-year-old in 2026 — $1013.83 at 60, with a $10,600 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73107SC0010001 · Issuer: First Choice Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $373.56 |
| 27 | $391.49 |
| 30 | $423.99 |
| 40 | $477.41 |
| 50 | $667.17 |
| 60 | $1013.83 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $10,600
- Family deductible: $21,200
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $509.08/mo. This plan is $477.41/mo at 40 — a difference of $-31.67/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other bronze plans in Charleston County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Cooper Bronze 2 | BlueCross BlueShield of South Carolina | $390.54 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73107SC0010001 in FIPS 45019.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Charleston County
Reviewed by Jason Burns, Editorial Steward.