BlueEssentials Bronze 4 — full price in Charleston County, South Carolina (2026)
BlueEssentials Bronze 4 (26065SC0380013), a expanded bronze plan from BlueCross BlueShield of South Carolina in Charleston County, South Carolina, costs $456.46/month full price for a 40-year-old in 2026 — $969.34 at 60, with a $7,200 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 26065SC0380013 · Issuer: BlueCross BlueShield of South Carolina · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $357.16 |
| 27 | $374.31 |
| 30 | $405.38 |
| 40 | $456.46 |
| 50 | $637.90 |
| 60 | $969.34 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,200
- Family deductible: $14,400
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $509.08/mo. This plan is $456.46/mo at 40 — a difference of $-52.62/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Charleston County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Cooper Standard Expanded Bronze | BlueCross BlueShield of South Carolina | $405.99 |
| Blue Cooper Bronze 1 | BlueCross BlueShield of South Carolina | $408.94 |
| Everyday Bronze | Ambetter from Absolute Total Care | $410.54 |
| Standard Expanded Bronze | Ambetter from Absolute Total Care | $411.74 |
| Everyday Bronze + Vision + Adult Dental | Ambetter from Absolute Total Care | $424.09 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 26065SC0380013 in FIPS 45019.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Charleston County
Reviewed by Jason Burns, Editorial Steward.