First Choice Next Bronze Premier — full price in Berkeley County, South Carolina (2026)
First Choice Next Bronze Premier (73107SC0010006), a expanded bronze plan from First Choice Next in Berkeley County, South Carolina, costs $489.88/month full price for a 40-year-old in 2026 — $1040.31 at 60, with a $3,850 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73107SC0010006 · Issuer: First Choice Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $383.32 |
| 27 | $401.72 |
| 30 | $435.06 |
| 40 | $489.88 |
| 50 | $684.60 |
| 60 | $1040.31 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,850
- Family deductible: $7,700
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $556.12/mo. This plan is $489.88/mo at 40 — a difference of $-66.24/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Berkeley County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Cooper Standard Expanded Bronze | BlueCross BlueShield of South Carolina | $443.70 |
| Blue Cooper Bronze 1 | BlueCross BlueShield of South Carolina | $446.92 |
| Everyday Bronze | Ambetter from Absolute Total Care | $459.80 |
| Standard Expanded Bronze | Ambetter from Absolute Total Care | $461.14 |
| Everyday Bronze + Vision + Adult Dental | Ambetter from Absolute Total Care | $474.98 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73107SC0010006 in FIPS 45015.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Berkeley County
Reviewed by Jason Burns, Editorial Steward.