Moda Health Affinity Gold 1000 — full price in Washington County, Oregon (2026)
Moda Health Affinity Gold 1000 (39424OR1700001), a gold plan from Moda Health Plan, Inc. in Washington County, Oregon, costs $657.00/month full price for a 40-year-old in 2026 — $1395.00 at 60, with a $1,000 deductible and $8,850 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 39424OR1700001 · Issuer: Moda Health Plan, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $514.00 |
| 27 | $539.00 |
| 30 | $584.00 |
| 40 | $657.00 |
| 50 | $918.00 |
| 60 | $1395.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,000
- Family deductible: $2,000
- Individual out-of-pocket max: $8,850
- Family out-of-pocket max: $17,700
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $510.49/mo. This plan is $657.00/mo at 40 — a difference of $146.51/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Washington County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| KP OR Gold 1750 | Kaiser Permanente | $566.00 |
| KP Oregon Standard Gold Plan | Kaiser Permanente | $585.00 |
| KP OR Gold 0 | Kaiser Permanente | $604.00 |
| Connect 1500 Gold | Providence Health Plan | $607.95 |
| Moda Health Affinity Gold 1500 | Moda Health Plan, Inc. | $629.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 39424OR1700001 in FIPS 41067.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Washington County
Reviewed by Jason Burns, Editorial Steward.