Moda Health Affinity Gold 1500 — full price in Tillamook County, Oregon (2026)
Moda Health Affinity Gold 1500 (39424OR1680008), a gold plan from Moda Health Plan, Inc. in Tillamook County, Oregon, costs $749.00/month full price for a 40-year-old in 2026 — $1590.00 at 60, with a $1,500 deductible and $7,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 39424OR1680008 · Issuer: Moda Health Plan, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $586.00 |
| 27 | $614.00 |
| 30 | $665.00 |
| 40 | $749.00 |
| 50 | $1046.00 |
| 60 | $1590.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $7,900
- Family out-of-pocket max: $15,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $623.00/mo. This plan is $749.00/mo at 40 — a difference of $126.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Tillamook County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Core Gold 3000 | PacificSource Health Plans | $693.00 |
| Core Gold 1500 | PacificSource Health Plans | $761.00 |
| PacificSource Oregon Standard Gold Plan Core | PacificSource Health Plans | $766.00 |
| Moda Health Oregon Standard Gold Affinity | Moda Health Plan, Inc. | $767.00 |
| Moda Health Affinity Gold 1000 | Moda Health Plan, Inc. | $783.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 39424OR1680008 in FIPS 41057.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Tillamook County
Reviewed by Jason Burns, Editorial Steward.