Silver 6500 Individual Connect — full price in Polk County, Oregon (2026)
Silver 6500 Individual Connect (77969OR5280021), a silver plan from Regence BlueCross BlueShield of Oregon in Polk County, Oregon, costs $572.23/month full price for a 40-year-old in 2026 — $1215.19 at 60, with a $6,500 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 77969OR5280021 · Issuer: Regence BlueCross BlueShield of Oregon · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $447.75 |
| 27 | $469.24 |
| 30 | $508.20 |
| 40 | $572.23 |
| 50 | $799.68 |
| 60 | $1215.19 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,500
- Family deductible: $13,000
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $546.00/mo. This plan is $572.23/mo at 40 — a difference of $26.23/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Polk County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| KP Oregon Standard Silver Plan | Kaiser Permanente | $536.00 |
| KP OR Silver 4000 | Kaiser Permanente | $546.00 |
| KP OR Silver 3000 | Kaiser Permanente | $562.00 |
| Core Silver 7500 | PacificSource Health Plans | $579.00 |
| Moda Health Affinity Silver 6000 | Moda Health Plan, Inc. | $594.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 77969OR5280021 in FIPS 41053.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Polk County
Reviewed by Jason Burns, Editorial Steward.