Moda Health Affinity Bronze 8000 — full price in Polk County, Oregon (2026)
Moda Health Affinity Bronze 8000 (39424OR1680005), a expanded bronze plan from Moda Health Plan, Inc. in Polk County, Oregon, costs $503.00/month full price for a 40-year-old in 2026 — $1068.00 at 60, with a $8,000 deductible and $9,250 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 39424OR1680005 · Issuer: Moda Health Plan, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $394.00 |
| 27 | $413.00 |
| 30 | $447.00 |
| 40 | $503.00 |
| 50 | $703.00 |
| 60 | $1068.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,000
- Family deductible: $16,000
- Individual out-of-pocket max: $9,250
- Family out-of-pocket max: $18,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $546.00/mo. This plan is $503.00/mo at 40 — a difference of $-43.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Polk County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| KP Oregon Standard Bronze Plan | Kaiser Permanente | $474.00 |
| KP OR Bronze 6000 | Kaiser Permanente | $481.00 |
| KP OR Bronze HSA 7100 | Kaiser Permanente | $482.00 |
| Bronze Essential 9000 With 4 Copay No Deductible Office Visits Individual Connect | Regence BlueCross BlueShield of Oregon | $483.71 |
| Moda Health Affinity Bronze HDHP 7500 | Moda Health Plan, Inc. | $495.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 39424OR1680005 in FIPS 41053.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Polk County
Reviewed by Jason Burns, Editorial Steward.