Moda Health Oregon Standard Bronze Affinity — full price in Multnomah County, Oregon (2026)
Moda Health Oregon Standard Bronze Affinity (39424OR1670003), a expanded bronze plan from Moda Health Plan, Inc. in Multnomah County, Oregon, costs $444.00/month full price for a 40-year-old in 2026 — $943.00 at 60, with a $9,200 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 39424OR1670003 · Issuer: Moda Health Plan, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $347.00 |
| 27 | $364.00 |
| 30 | $394.00 |
| 40 | $444.00 |
| 50 | $620.00 |
| 60 | $943.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $9,200
- Family deductible: $18,400
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $510.49/mo. This plan is $444.00/mo at 40 — a difference of $-66.49/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Multnomah County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Connect 9800 Bronze | Providence Health Plan | $426.45 |
| Bronze Essential 9000 With 4 Copay No Deductible Office Visits Legacy | Regence BlueCross BlueShield of Oregon | $429.60 |
| Moda Health Affinity Bronze HDHP 7500 | Moda Health Plan, Inc. | $435.00 |
| Moda Health Affinity Bronze 8000 | Moda Health Plan, Inc. | $443.00 |
| Moda Health Affinity Bronze 9000 | Moda Health Plan, Inc. | $443.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 39424OR1670003 in FIPS 41051.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Multnomah County
Reviewed by Jason Burns, Editorial Steward.