KP OR Gold 0 — full price in Linn County, Oregon (2026)
KP OR Gold 0 (71287OR0420001), a gold plan from Kaiser Permanente in Linn County, Oregon, costs $655.00/month full price for a 40-year-old in 2026 — $1391.00 at 60, with a $0 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 71287OR0420001 · Issuer: Kaiser Permanente · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $512.00 |
| 27 | $537.00 |
| 30 | $582.00 |
| 40 | $655.00 |
| 50 | $915.00 |
| 60 | $1391.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $563.00/mo. This plan is $655.00/mo at 40 — a difference of $92.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Linn County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| KP OR Gold 1750 | Kaiser Permanente | $614.00 |
| KP Oregon Standard Gold Plan | Kaiser Permanente | $635.00 |
| Moda Health Affinity Gold 1500 | Moda Health Plan, Inc. | $676.00 |
| Moda Health Oregon Standard Gold Affinity | Moda Health Plan, Inc. | $693.00 |
| Moda Health Affinity Gold 1000 | Moda Health Plan, Inc. | $707.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 71287OR0420001 in FIPS 41043.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Linn County
Reviewed by Jason Burns, Editorial Steward.