KP Oregon Standard Bronze Plan — full price in Lane County, Oregon (2026)
KP Oregon Standard Bronze Plan (71287OR0420004), a expanded bronze plan from Kaiser Permanente in Lane County, Oregon, costs $497.00/month full price for a 40-year-old in 2026 — $1055.00 at 60, with a $9,200 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 71287OR0420004 · Issuer: Kaiser Permanente · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $389.00 |
| 27 | $407.00 |
| 30 | $441.00 |
| 40 | $497.00 |
| 50 | $694.00 |
| 60 | $1055.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $9,200
- Family deductible: $18,400
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $563.00/mo. This plan is $497.00/mo at 40 — a difference of $-66.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Lane County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Moda Health Affinity Bronze HDHP 7500 | Moda Health Plan, Inc. | $469.00 |
| Moda Health Affinity Bronze 8000 | Moda Health Plan, Inc. | $477.00 |
| Moda Health Affinity Bronze 9000 | Moda Health Plan, Inc. | $477.00 |
| Moda Health Oregon Standard Bronze Affinity | Moda Health Plan, Inc. | $478.00 |
| KP OR Bronze 6000 | Kaiser Permanente | $504.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 71287OR0420004 in FIPS 41039.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lane County
Reviewed by Jason Burns, Editorial Steward.