Providence Oregon Standard Silver Plan - Choice Network — full price in Lane County, Oregon (2026)
Providence Oregon Standard Silver Plan - Choice Network (56707OR1330004), a silver plan from Providence Health Plan in Lane County, Oregon, costs $643.65/month full price for a 40-year-old in 2026 — $1366.85 at 60, with a $6,100 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 56707OR1330004 · Issuer: Providence Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $503.60 |
| 27 | $527.80 |
| 30 | $571.60 |
| 40 | $643.65 |
| 50 | $899.45 |
| 60 | $1366.85 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,100
- Family deductible: $12,200
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $563.00/mo. This plan is $643.65/mo at 40 — a difference of $80.65/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Lane County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| KP Oregon Standard Silver Plan | Kaiser Permanente | $562.00 |
| Moda Health Affinity Silver 6000 | Moda Health Plan, Inc. | $563.00 |
| KP OR Silver 4000 | Kaiser Permanente | $572.00 |
| Moda Health Affinity Silver 4500 | Moda Health Plan, Inc. | $579.00 |
| Moda Health Oregon Standard Silver Affinity | Moda Health Plan, Inc. | $580.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 56707OR1330004 in FIPS 41039.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lane County
Reviewed by Jason Burns, Editorial Steward.