Core Gold 1500 — full price in Lane County, Oregon (2026)
Core Gold 1500 (10091OR0780001), a gold plan from PacificSource Health Plans in Lane County, Oregon, costs $790.00/month full price for a 40-year-old in 2026 — $1678.00 at 60, with a $1,500 deductible and $9,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 10091OR0780001 · Issuer: PacificSource Health Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $618.00 |
| 27 | $648.00 |
| 30 | $702.00 |
| 40 | $790.00 |
| 50 | $1104.00 |
| 60 | $1678.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $9,300
- Family out-of-pocket max: $18,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $563.00/mo. This plan is $790.00/mo at 40 — a difference of $227.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Lane County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| KP OR Gold 1750 | Kaiser Permanente | $614.00 |
| KP Oregon Standard Gold Plan | Kaiser Permanente | $635.00 |
| KP OR Gold 0 | Kaiser Permanente | $655.00 |
| Moda Health Affinity Gold 1500 | Moda Health Plan, Inc. | $676.00 |
| Moda Health Oregon Standard Gold Affinity | Moda Health Plan, Inc. | $693.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 10091OR0780001 in FIPS 41039.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lane County
Reviewed by Jason Burns, Editorial Steward.