Moda Health Affinity Silver 3000 — full price in Josephine County, Oregon (2026)
Moda Health Affinity Silver 3000 (39424OR1690003), a silver plan from Moda Health Plan, Inc. in Josephine County, Oregon, costs $659.00/month full price for a 40-year-old in 2026 — $1399.00 at 60, with a $3,000 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 39424OR1690003 · Issuer: Moda Health Plan, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $515.00 |
| 27 | $540.00 |
| 30 | $585.00 |
| 40 | $659.00 |
| 50 | $921.00 |
| 60 | $1399.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,000
- Family deductible: $6,000
- Individual out-of-pocket max: $8,000
- Family out-of-pocket max: $16,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $605.00/mo. This plan is $659.00/mo at 40 — a difference of $54.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Josephine County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Core Silver 7500 | PacificSource Health Plans | $591.00 |
| Moda Health Affinity Silver 6000 | Moda Health Plan, Inc. | $605.00 |
| Moda Health Affinity Silver 4500 | Moda Health Plan, Inc. | $622.00 |
| Moda Health Oregon Standard Silver Affinity | Moda Health Plan, Inc. | $623.00 |
| Core Silver 4500 | PacificSource Health Plans | $626.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 39424OR1690003 in FIPS 41033.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Josephine County
Reviewed by Jason Burns, Editorial Steward.