Core Gold 1500 — full price in Josephine County, Oregon (2026)
Core Gold 1500 (10091OR0780001), a gold plan from PacificSource Health Plans in Josephine County, Oregon, costs $746.00/month full price for a 40-year-old in 2026 — $1585.00 at 60, with a $1,500 deductible and $9,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 10091OR0780001 · Issuer: PacificSource Health Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $584.00 |
| 27 | $612.00 |
| 30 | $663.00 |
| 40 | $746.00 |
| 50 | $1043.00 |
| 60 | $1585.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $9,300
- Family out-of-pocket max: $18,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $605.00/mo. This plan is $746.00/mo at 40 — a difference of $141.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Josephine County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Core Gold 3000 | PacificSource Health Plans | $680.00 |
| Moda Health Affinity Gold 1500 | Moda Health Plan, Inc. | $727.00 |
| Moda Health Oregon Standard Gold Affinity | Moda Health Plan, Inc. | $745.00 |
| PacificSource Oregon Standard Gold Plan Core | PacificSource Health Plans | $751.00 |
| Moda Health Affinity Gold 1000 | Moda Health Plan, Inc. | $760.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 10091OR0780001 in FIPS 41033.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Josephine County
Reviewed by Jason Burns, Editorial Steward.