KP Oregon Standard Silver Plan — full price in Hood River County, Oregon (2026)
KP Oregon Standard Silver Plan (71287OR0420003), a silver plan from Kaiser Permanente in Hood River County, Oregon, costs $518.00/month full price for a 40-year-old in 2026 — $1099.00 at 60, with a $6,100 deductible and $9,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 71287OR0420003 · Issuer: Kaiser Permanente · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $405.00 |
| 27 | $424.00 |
| 30 | $460.00 |
| 40 | $518.00 |
| 50 | $723.00 |
| 60 | $1099.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,100
- Family deductible: $12,200
- Individual out-of-pocket max: $9,200
- Family out-of-pocket max: $18,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $527.00/mo. This plan is $518.00/mo at 40 — a difference of $-9.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Hood River County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| KP OR Silver 4000 | Kaiser Permanente | $527.00 |
| KP OR Silver 3000 | Kaiser Permanente | $543.00 |
| Core Silver 7500 | PacificSource Health Plans | $591.00 |
| Core Silver 4500 | PacificSource Health Plans | $626.00 |
| PacificSource Oregon Standard Silver Plan Core | PacificSource Health Plans | $629.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 71287OR0420003 in FIPS 41027.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hood River County
Reviewed by Jason Burns, Editorial Steward.