Providence Oregon Standard Gold Plan - Choice Network — full price in Douglas County, Oregon (2026)
Providence Oregon Standard Gold Plan - Choice Network (56707OR1320004), a gold plan from Providence Health Plan in Douglas County, Oregon, costs $782.25/month full price for a 40-year-old in 2026 — $1661.20 at 60, with a $1,800 deductible and $8,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 56707OR1320004 · Issuer: Providence Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $612.10 |
| 27 | $641.45 |
| 30 | $694.70 |
| 40 | $782.25 |
| 50 | $1093.20 |
| 60 | $1661.20 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,800
- Family deductible: $3,600
- Individual out-of-pocket max: $8,150
- Family out-of-pocket max: $16,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $605.00/mo. This plan is $782.25/mo at 40 — a difference of $177.25/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Douglas County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Core Gold 3000 | PacificSource Health Plans | $680.00 |
| Moda Health Affinity Gold 1500 | Moda Health Plan, Inc. | $727.00 |
| Moda Health Oregon Standard Gold Affinity | Moda Health Plan, Inc. | $745.00 |
| Core Gold 1500 | PacificSource Health Plans | $746.00 |
| PacificSource Oregon Standard Gold Plan Core | PacificSource Health Plans | $751.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 56707OR1320004 in FIPS 41019.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Douglas County
Reviewed by Jason Burns, Editorial Steward.