Core Gold 3000 — full price in Deschutes County, Oregon (2026)
Core Gold 3000 (10091OR0780002), a gold plan from PacificSource Health Plans in Deschutes County, Oregon, costs $640.00/month full price for a 40-year-old in 2026 — $1359.00 at 60, with a $3,000 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 10091OR0780002 · Issuer: PacificSource Health Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $501.00 |
| 27 | $525.00 |
| 30 | $568.00 |
| 40 | $640.00 |
| 50 | $895.00 |
| 60 | $1359.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,000
- Family deductible: $6,000
- Individual out-of-pocket max: $8,000
- Family out-of-pocket max: $16,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $556.00/mo. This plan is $640.00/mo at 40 — a difference of $84.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Deschutes County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold 2300 Individual Connect | Regence BlueCross BlueShield of Oregon | $679.84 |
| Core Gold 1500 | PacificSource Health Plans | $703.00 |
| PacificSource Oregon Standard Gold Plan Core | PacificSource Health Plans | $707.00 |
| Regence Standard Gold Plan Individual Connect | Regence BlueCross BlueShield of Oregon | $721.55 |
| Providence Oregon Standard Gold Plan - Choice Network | Providence Health Plan | $748.25 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 10091OR0780002 in FIPS 41017.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Deschutes County
Reviewed by Jason Burns, Editorial Steward.