Moda Health Affinity Silver 3400 — full price in Coos County, Oregon (2026)
Moda Health Affinity Silver 3400 (39424OR1680002), a silver plan from Moda Health Plan, Inc. in Coos County, Oregon, costs $660.00/month full price for a 40-year-old in 2026 — $1402.00 at 60, with a $3,400 deductible and $8,250 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 39424OR1680002 · Issuer: Moda Health Plan, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $516.00 |
| 27 | $541.00 |
| 30 | $586.00 |
| 40 | $660.00 |
| 50 | $922.00 |
| 60 | $1402.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,400
- Family deductible: $6,800
- Individual out-of-pocket max: $8,250
- Family out-of-pocket max: $16,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $623.00/mo. This plan is $660.00/mo at 40 — a difference of $37.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Coos County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Core Silver 7500 | PacificSource Health Plans | $602.00 |
| Moda Health Affinity Silver 6000 | Moda Health Plan, Inc. | $623.00 |
| Core Silver 4500 | PacificSource Health Plans | $638.00 |
| Moda Health Affinity Silver 4500 | Moda Health Plan, Inc. | $640.00 |
| PacificSource Oregon Standard Silver Plan Core | PacificSource Health Plans | $641.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 39424OR1680002 in FIPS 41011.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Coos County
Reviewed by Jason Burns, Editorial Steward.