KP OR Silver 4000 — full price in Columbia County, Oregon (2026)
KP OR Silver 4000 (71287OR0420012), a silver plan from Kaiser Permanente in Columbia County, Oregon, costs $527.00/month full price for a 40-year-old in 2026 — $1120.00 at 60, with a $4,000 deductible and $8,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 71287OR0420012 · Issuer: Kaiser Permanente · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $413.00 |
| 27 | $432.00 |
| 30 | $468.00 |
| 40 | $527.00 |
| 50 | $737.00 |
| 60 | $1120.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,000
- Family deductible: $8,000
- Individual out-of-pocket max: $8,600
- Family out-of-pocket max: $17,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $527.00/mo. This plan is $527.00/mo at 40 — a difference of $0.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Columbia County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| KP Oregon Standard Silver Plan | Kaiser Permanente | $518.00 |
| KP OR Silver 3000 | Kaiser Permanente | $543.00 |
| Core Silver 7500 | PacificSource Health Plans | $602.00 |
| Moda Health Affinity Silver 6000 | Moda Health Plan, Inc. | $623.00 |
| Core Silver 4500 | PacificSource Health Plans | $638.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 71287OR0420012 in FIPS 41009.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Columbia County
Reviewed by Jason Burns, Editorial Steward.