Core Gold 3000 — full price in Benton County, Oregon (2026)
Core Gold 3000 (10091OR0780002), a gold plan from PacificSource Health Plans in Benton County, Oregon, costs $719.00/month full price for a 40-year-old in 2026 — $1527.00 at 60, with a $3,000 deductible and $8,000 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Benton County are now available.
HIOS plan ID: 10091OR0780002 · Issuer: PacificSource Health Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $563.00 |
| 27 | $590.00 |
| 30 | $639.00 |
| 40 | $719.00 |
| 50 | $1005.00 |
| 60 | $1527.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,000
- Family deductible: $6,000
- Individual out-of-pocket max: $8,000
- Family out-of-pocket max: $16,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $563.00/mo. This plan is $719.00/mo at 40 — a difference of $156.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Benton County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| KP OR Gold 1750 | Kaiser Permanente | $614.00 |
| KP Oregon Standard Gold Plan | Kaiser Permanente | $635.00 |
| KP OR Gold 0 | Kaiser Permanente | $655.00 |
| Moda Health Affinity Gold 1500 | Moda Health Plan, Inc. | $676.00 |
| Moda Health Oregon Standard Gold Affinity | Moda Health Plan, Inc. | $693.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 10091OR0780002 in FIPS 41003.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Benton County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/or/benton/10091or0780002 · Record ID PHI-WU6QIE5Q