MENDING Direct Primary Care Bronze 4950 ($0 DPC + $0 PCP + $0 Mental Health) — full price in Wagoner County, Oklahoma (2026)
MENDING Direct Primary Care Bronze 4950 ($0 DPC + $0 PCP + $0 Mental Health) (58944OK0010002), a expanded bronze plan from Mending Health in Wagoner County, Oklahoma, costs $546.06/month full price for a 40-year-old in 2026 — $1159.63 at 60, with a $4,950 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 58944OK0010002 · Issuer: Mending Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $427.28 |
| 27 | $447.79 |
| 30 | $484.96 |
| 40 | $546.06 |
| 50 | $763.12 |
| 60 | $1159.63 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,950
- Family deductible: $9,900
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $573.05/mo. This plan is $546.06/mo at 40 — a difference of $-26.99/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Wagoner County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Everyday Bronze | Ambetter of Oklahoma | $453.45 |
| Standard Expanded Bronze | Ambetter of Oklahoma | $453.75 |
| Harmony by Medica Bronze $0 Copay PCP Visits | Medica | $454.68 |
| Harmony by Medica Expanded Bronze Standard | Medica | $464.22 |
| Saint Francis Expanded Bronze Standardized | CommunityCare | $464.46 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 58944OK0010002 in FIPS 40145.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Wagoner County
Reviewed by Jason Burns, Editorial Steward.