Harmony by Medica Gold $0 Copay PCP Visits — full price in Wagoner County, Oklahoma (2026)
Harmony by Medica Gold $0 Copay PCP Visits (21333OK0010045), a gold plan from Medica in Wagoner County, Oklahoma, costs $606.93/month full price for a 40-year-old in 2026 — $1288.89 at 60, with a $1,500 deductible and $8,800 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 21333OK0010045 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $474.90 |
| 27 | $497.70 |
| 30 | $539.02 |
| 40 | $606.93 |
| 50 | $848.18 |
| 60 | $1288.89 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $8,800
- Family out-of-pocket max: $17,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $573.05/mo. This plan is $606.93/mo at 40 — a difference of $33.88/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Wagoner County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Harmony by Medica Gold Share | Medica | $614.61 |
| Standard Gold | Ambetter of Oklahoma | $615.72 |
| Everyday Gold | Ambetter of Oklahoma | $626.54 |
| CommunityCare Gold L21 | CommunityCare | $635.02 |
| CommunityCare Gold Standardized | CommunityCare | $635.53 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 21333OK0010045 in FIPS 40145.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Wagoner County
Reviewed by Jason Burns, Editorial Steward.