Harmony by Medica Silver Standard — full price in Stephens County, Oklahoma (2026)
Harmony by Medica Silver Standard (21333OK0010057), a silver plan from Medica in Stephens County, Oklahoma, costs $750.17/month full price for a 40-year-old in 2026 — $1593.09 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 21333OK0010057 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $586.99 |
| 27 | $615.17 |
| 30 | $666.23 |
| 40 | $750.17 |
| 50 | $1048.37 |
| 60 | $1593.09 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $705.30/mo. This plan is $750.17/mo at 40 — a difference of $44.87/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Stephens County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Harmony by Medica Silver $0 Copay PCP Visits | Medica | $704.13 |
| Harmony by Medica Silver Share | Medica | $705.30 |
| MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) | Mending Health | $747.37 |
| Blue Advantage Silver PPO℠ 501 | Blue Cross and Blue Shield of Oklahoma | $776.64 |
| Blue Advantage Silver PPO℠ Standard | Blue Cross and Blue Shield of Oklahoma | $817.70 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 21333OK0010057 in FIPS 40137.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Stephens County
Reviewed by Jason Burns, Editorial Steward.