Gold Classic Standard — full price in Seminole County, Oklahoma (2026)
Gold Classic Standard (91908OK0010053), a gold plan from Oscar Insurance Company in Seminole County, Oklahoma, costs $608.74/month full price for a 40-year-old in 2026 — $1292.75 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 91908OK0010053 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $476.33 |
| 27 | $499.19 |
| 30 | $540.63 |
| 40 | $608.74 |
| 50 | $850.72 |
| 60 | $1292.75 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $592.30/mo. This plan is $608.74/mo at 40 — a difference of $16.44/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Seminole County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter of Oklahoma | $636.40 |
| Everyday Gold | Ambetter of Oklahoma | $647.59 |
| Standard Gold + Vision + Adult Dental | Ambetter of Oklahoma | $663.51 |
| Everyday Gold + Vision + Adult Dental | Ambetter of Oklahoma | $675.17 |
| Elite Gold | Ambetter of Oklahoma | $732.71 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 91908OK0010053 in FIPS 40133.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Seminole County
Reviewed by Jason Burns, Editorial Steward.